10 best Ramp alternatives for AP automation in 2025

Ramp is a relatively new player in the AP automation space, and it has quickly gained attention for its broader spend management platform.

However, some users report issues with invoice capture from non-PDF formats while others struggle with inaccurate PO matching.

Since the purpose of AP automation is to reduce errors and minimize manual oversight, these recurring issues can frustrate finance teams and slow down adoption.

If that sounds familiar, or you’d prefer to avoid these challenges from the start, it may be time to consider which Ramp alternative will better fit your AP needs.

Here are the top 10 Ramp alternatives we recommend:

1. Rillion — The most flexible, intuitive AI-driven AP solution
2. Tipalti — Centralized, global payment system
3. Quadient — Invoice-to-pay automation with solid PO matching
4. Stampli — People-first AP automation
5. AvidXchange — Mid-market AP efficiency-boost
6. MineralTree — Invoice to pay system for mid-market businesses
7. Basware — Procure-to-pay solution for global enterprises
8. Yooz — Lean financial ops for growing businesses
9. Sage Intacct — In-depth financial management for growing companies
10. Medius — Effective AI-driven AP automation

Compare Ramp alternatives

Here’s a quick look at the best Ramp alternatives, who they fit, and what makes them stand out:

1. Rillion

A flexible, end-to-end AP alternative with AI capabilities

Rillion is an AI-powered accounts payable platform that helps finance teams process invoices with fewer manual decisions from capture and coding to approvals and payment.

Built-in AI supports invoice coding and approval routing, while secure payment automation reduces errors, improves control, and lowers your fraud risk.

With centralized multi-entity management and 50+ ERP integrations, Rillion adapts to how finance teams already work, making it especially valuable for mid-market companies that want end-to-end AP automation without enterprise-level complexity.

Rillion includes all the traditional features of an AP automation solution, with AI applied where it makes a real difference:

• AI invoice capture that extracts data across invoice formats with over 90% accuracy and suggests correct general ledger codes based on past patterns.
• Automated approval workflows that can be set to customizable rules or AI-driven suggestions.
• Payment automation including secure virtual cards and automated reconciliation
• Advanced reporting and analytics for spend visibility across entities

Multi-entity, mid-market organizations benefit most from Rillion’s ability to route invoices, approvals, and payments across different subsidiaries or locations, all from a single dashboard. For these reasons, it’s one of the best Ramp alternatives on the market.

Other key features in the Rillion platform:

• Multi-entity management: Approve invoices, manage spend, and gain real-time visibility across multiple companies or locations from one screen. Perfect for healthcare groups, hospitality chains, or manufacturers with distributed finance operations.
  
  
• Advanced PO matching: Rillion handles complex purchase order matching, including partial deliveries, multiple POs on one invoice, and external POs. This ensures invoices are validated accurately before payment, even in industries with complex procurement flows.
  
  
• Riley, the AI Assistant: Ask the built-in AI questions about invoices, suppliers, or workflows and get instant answers. Riley helps users navigate the system, resolve issues quickly, and stay productive without delaying AP financial tasks.
  
  
• Role-based approval workflows: Assign permissions based on roles to improve security, compliance, and efficiency. Finance leaders maintain control and approvers get automated reminders with the option to approve via mobile or desktop.
  
  
• Virtual card payments with rebates: Securely pay vendors using virtual cards, reducing fraud risk while earning rebates, turning AP from a cost center into a value driver.
  
  
• 50+ ERP Integrations: Sync invoices, approvals, and payments directly into 50+ leading ERPs (including Microsoft Dynamics, NetSuite, Sage Intacct, and SAP Business One), eliminating double entry and ensuring clean data for month-end close.

Why Rillion is a good Ramp alternative

Where Ramp emphasizes cards and spend control, Rillion is dedicated to automating accounts payable from end to end while using AI to increase accuracy and customization. 

It delivers touchless invoice capture, 3-way PO matching, customizable approval workflows, and secure payment automation, all tightly integrated with 50+ ERPs.

For finance teams that have outgrown Ramp’s AP features or need multi-entity management, Rillion offers deeper automation and AI, stronger accuracy, and visibility across subsidiaries without the complexity of a full ERP.

What to be aware of

Unlike Ramp, Rillion doesn’t include expense management or travel booking. So, if expense management is a priority, you may want to pair Rillion with a dedicated T&E solution.

Who is Rillion built for?

Rillion is best suited to mid-market companies processing 10,000+ invoices annually, particularly in industries like healthcare, manufacturing, and hospitality. It’s especially valuable for organizations with multiple entities or subsidiaries that need consolidated visibility and streamlined workflows.

Rillion is for finance leaders who want to:

• Cut invoice processing and approval time with AI-driven automation, going 85% faster
• Centralize AP across multiple entities for better control and reporting
• Reduce fraud risk and payment errors with secure, automated vendor payments
• Eliminate manual double entry through seamless ERP integration (with 50+ leading ERPs)
• Give AP teams peace of mind with intuitive, user-friendly software
• Work with a trusted partner to implement AI across their finance processes, confidently and securely

Read here how Björn Axén has used Rillion’s AP automation to cut hours spent processing invoices, increased visibility over spend, and given their finance team greater confidence in the numbers.

Stand out feature — 3-way PO matching

One of the biggest challenges AP teams face is making sure invoices are accurate before payment.

Many systems rely on 2-way matching, checking the invoice against the purchase order. But this doesn’t confirm whether the goods or services were actually received.

Rillion offers 3-way PO matching where every invoice is automatically checked against both the purchase order and the goods receipt.

If everything matches, the invoice can flow through for approval and payment without anyone touching it. If something doesn’t add up, Rillion flags it instantly so your team can investigate before money leaves the business.

2. Tipalti

Centralized, global payments system

Tipalti is an AP automation software that can help you pay international suppliers with ease.

It automates supplier onboarding, invoice handling, approvals, and global mass payments in one workflow. Companies use it to manage multi-entity, multi-currency accounts payable at scale, cutting down manual work and improving compliance.

For finance teams, that means faster invoice cycles, fewer exceptions, and cleaner audit trails.

Tipalti’s key features include:

• Global mass payments: Send payments to 200+ countries, 120+ currencies, using multiple payment methods.
• Invoice processing automation: Optical character recognition (OCR) capture, 2— and 3-way matching, plus approval workflows to reduce manual work.
• Supplier self-service portal: Vendors onboard themselves, upload tax and banking details, and track payment status, saving your team time.
• Tax & compliance automation: Collect and validate W-8/W-9 forms, apply withholdings, and generate year-end reports in a single system.
• Multi-entity and multi-currency support: Manage subsidiaries, currencies, and banking setups within a centralized platform.
• Fraud & risk controls: Built-in validation, sanction screening, and audit trails for security and compliance.
• ERP & accounting integrations: Connect to major ERPs and accounting systems to continuously sync data.

Why Tipalti is a good alternative to Ramp

Like Ramp, Tipalti focuses on improving business payment automation, but Tipalti also brings invoices, tax compliance, and cross-border payments into a single workflow. Beyond that, Tipalti’s supplier portal cuts down on support tickets by letting vendors onboard, submit tax details, and track payment status on their own.

Teams in industries like music, adtech, gaming, and business or financial services often select Tipalti because its global payments engine and built-in compliance tools reduce manual work, minimize risk, and make large-scale payouts easier to manage.

What to be aware of

For Ramp users there are a four key points to be aware of:

1. Some users mention that implementation can be time consuming.
2. Others mention that the system feels outdated, which can be difficult if you’re used to Ramp’s intuitive interface.
3. For smaller teams, Tipalti’s features may also be overwhelming and the pricing too high.
4. Like Ramp, Tipalti focuses more on payments so their invoice automation is also less flexible than other solutions on this list, like Rillion.

Stand out feature — global payments

Tipalti’s biggest strength is its payments engine. It supports hundreds of countries, dozens of currencies, and multiple payment types (ACH, wire, PayPal, debit, checks).

It also manages FX conversions and compliance behind the scenes. For high-volume, international payables, Tipalti makes it possible to process thousands of payments in one batch transparently and without mistakes.

3. Quadient

Invoice-to-pay automation with solid PO matching

Quadient AP Automation (built on the Beanworks platform) is a good option for Ramp users who want a platform that focuses exclusively on core AP workflows.

Quadient gives mid-market finance teams a centralized way to capture invoices, route approvals, manage purchase orders, and make payments.

CFOs get better control, AP managers gain efficiency, and approvers see a straightforward way to sign off on invoices.

Quadient’s key features include:

• AI-powered invoice capture: OCR and machine learning extract header and line-item data, cutting down manual entry.
• Automated approval workflows: Routes invoices, POs, and expenses to the right people with clear audit trails, reminders, and escalation rules.
• Purchase order matching: Two— and three-way matching between invoices, POs, and receipts reduces errors and duplicate payments.
• Multi-entity, multi-currency support: Designed for organizations with subsidiaries or locations, ensuring consistent processes across entities.
• ERP integrations: Sync with systems like Sage Intacct, NetSuite, Microsoft Dynamics, and QuickBooks, keeping vendor and payment data aligned.
• Visibility and reporting: Dashboards and search functions show invoice status, outstanding liabilities, and spending by category or department.
• Mobile and remote approvals: Approvers can review and approve invoices on the go through web or mobile.
• Fraud controls: Access is role-based and full audit trails help finance teams enforce compliance and reduce risk.

Why Quadient is a good alternative to Ramp

SMBs often switch to Quadient from Ramp when they want a more complete AP workflow platform that integrates with their accounting and ERP systems. Quadient offers more robust PO matching and approval workflows than Ramp does.

What to be aware of

Reviews often mention long setup times, high implementation costs, and frustrating customer service. These issues might slow down adoption.

Stand out feature — full AP workflow

Quadient AP Automation covers the entire AP cycle in one place, from invoice capture to PO matching to payments.

The emphasis on PO matching helps cut duplicate or fraudulent invoices and gives finance leaders confidence in approvals. For mid-market teams that need visibility and control, this all-in-one workflow is the big draw.

4. Stampli

People-first AP automation

Stampli takes a collaboration-first approach to accounts payable. Instead of focusing solely on invoice processing, it centralizes invoices, approvals, and related conversations in one platform.

This eliminates the need for email chains, reduces context-switching, and ensures audit trails are always clear. With strong ERP integrations and an intuitive interface, Stampli is designed to be adopted not just by finance, but by the wider organization.

Stampli’s features include:

• AI-powered invoice capture & coding: Their AI, Billy the Bot™ extracts data, learns your GL accounts, and applies them automatically, reducing manual entry.
• Collaboration built-in: All invoice-related comments, questions, and documents stay attached to the invoice itself, so nothing gets lost in email.
• Custom approval workflows: Routes invoices based on amount, department, or project, with reminders and escalations to keep things moving.
• ERP integration excellence: Pre-built, two-way integrations with NetSuite, Intacct, QuickBooks, Sage, and more ensure data stays in sync.
• Vendor management: Suppliers onboard themselves, upload documents, and track invoice status through a self-service portal.
• Payments & cards: With Stampli Direct Pay and Stampli Cards, companies can manage vendor payments and employee spend in one place.
• Real-time insight: Dashboards and customizable reports give CFOs and AP leaders visibility into spend, approvals, and process efficiency.

Why Stampli is a good alternative to Ramp

Stampli is ideal for mid-market companies that want more in-depth AP automation than Ramp can offer and who want to improve collaboration between AP, finance, approvers, and vendors.

High adoption means invoices move through the system quickly, compliance improves, and employees spend less time chasing approvals.

What to be aware of

Stampli focuses primarily on AP automation, so its payments and reporting features aren’t as deep as Ramp’s. Users report that payments are slow and they can’t create advanced reports.

Stand out feature — Billy the Bot™

Billy the Bot™ is Stampli’s AI co-pilot for AP. Billy continuously learns your company’s invoice patterns, including how line items are coded, who approves what, and what anomalies to flag.

5. AvidXchange

Mid-market AP efficiency-boost

Both AvidXchange and Ramp are strong payment automation softwares that provide AP automation and workflows.

But AvidXchange is used more often in industries like community association management, real estate, and education, where predictable payments and visibility are highly valued.

AvidXchange’s features include:

• Eliminates paper and manual tasks: Scans, captures, and routes invoices digitally.
• Reduces late fees and errors: Automates matching and approval workflows to eliminate mistakes.
• Keeps suppliers happy: Predictable payments, multiple options, and less back-and-forth all improve relationships with vendors.
• Improves visibility and control: Dashboards and audit trails give finance teams’ confidence.
• Works with your current tech stack: Integrates with leading ERP and accounting systems to increase efficiency.

Why AvidXchange is a good alternative to Ramp

If you value Ramp’s payment automation, then AvidXchange can provide similar features with stronger invoice automation. It also integrates directly with accounting systems, is easier to adopt, and offers a faster time-to-value.

For companies in sectors like community association management, real estate, and education, AvidXchange is very popular for its predictable payments and visibility into cash flow.

What to be aware of

AvidXchange is best suited to the mid-market. Smaller companies may not need its scope, while larger enterprises may find it too limited.

Compared to Ramp, AvidXchange isn’t as user friendly, it’s harder to setup and to use. Users also often criticize their weak customer support.

Stand out feature — AvidPay Network

AvidXchange connects buyers with over 965,000 suppliers through its AvidPay Network.

Suppliers choose how they want to be paid, whether it’s via ACH, virtual card, or check, and finance teams automate electronic payments at scale. This network cuts friction, reduces support calls, and helps strengthen supplier relationships.

6. MineralTree

Invoice to pay system for mid-market businesses

MineralTree provides a modern AP and payments solution for mid-market companies that want end-to-end automation with solid ERP connectors.

It combines invoice capture, approvals, and payments in one platform to cut down on data entry, reduce approval bottlenecks, and give suppliers faster, more predictable payments.

Compared to Ramp, MineralTree is a good fit for companies that have multi-entity setups and need specialized AP with robust accounting integrations.

MineralTree’s key features include:

• Invoice capture & workflows: OCR and machine learning extract invoice data, apply GL codes, and route for approvals with reminders and escalations.
• Payment execution (TotalPay): Pay vendors via ACH, check, wire, FX transfer, or virtual card.
• ERP integrations: Syncs with NetSuite, QuickBooks, Sage Intacct, Microsoft Dynamics, and others.
• Fraud controls: Role-based access, dual approvals, audit trails, and two-factor authentication.
• Analytics & dashboards: Tracks invoice cycle times, working capital outflows, and card rebates.
• Fast implementation: Typically quicker to deploy than large ERP-style systems.

Why MineralTree is a good alternative to Ramp

While Ramp focuses on US-based spend management, MineralTree offers a dedicated invoice-to-pay platform with stronger AP depth.

Its TotalPay engine supports ACH, wire, check, and virtual card payments, helping finance teams streamline vendor payments, earn rebates, and improve cash flow visibility.

What to be aware of

Some users report lag when processing invoices or syncing with certain ERPs. Larger organizations may eventually outgrow its feature set.

Stand-out feature – TotalPay

MineralTree’s TotalPay engine supports multiple payment types and identifies which vendors accept virtual cards, steering payments that way to generate rebates while still meeting supplier preferences.

7. Basware

Procure-to-pay solution for global enterprises

While Ramp is a newer player in the AP space, Basware is a giant in the sector. It is a global procure-to-pay and AP automation platform aimed at large enterprises with complex, multinational operations.

It connects finance teams and suppliers through one of the biggest e-invoicing networks worldwide, supporting compliance across multiple countries and formats.

Basware provides the scale and compliance that big businesses need. Plus, it improves supplier real-time spend visibility and supplier payments.

Basware’s key features include:

• Global e-invoicing network: Connects with suppliers in 175+ countries, supports multiple formats, and ensures compliance with local e-invoicing mandates.
• Invoice automation at scale: AI-powered invoice capture, coding, and two-, three-, and even four-way PO matching enable “touchless” processing for large invoice volumes.
• Procure-to-pay suite: Goes beyond AP to include requisitioning, catalog management, sourcing, and supplier management.
• Supplier portal & onboarding: Vendors can submit invoices, track status, and manage compliance documents, reducing AP workload.
• Compliance & audit controls: Provides full audit trails, tax compliance features, and global regulation support for multinationals.
• Analytics & spend visibility: Dashboards and reporting across AP and procurement show liabilities, spend by category/vendor, and exception handling.
• ERP integrations: Basware has strong integrations with SAP, Oracle, Microsoft Dynamics, NetSuite, and hybrid multi-ERP setups.

Why Basware is a good alternative to Ramp

Basware is built for enterprises that have outgrown Ramp’s US-focused spend platform and need global scale.

With one of the world’s largest e-invoicing networks, compliance coverage across 175+ countries, and enterprise-grade procure-to-pay automation, Basware gives finance teams the visibility and control required for multinational operations.

What to be aware of

Moving from Ramp to Basware is a massive change, and there will be a steep learning curve.

Stand out feature — Global e-invoice network

Basware’s defining feature is its global e-invoicing network. It lets enterprises transact electronically with suppliers around the world, no matter the format, while staying compliant with local laws. This simplifies supplier payments, along with their AI-powered PO matching and ERP automations.

8. Yooz

Lean financial ops for growing businesses

Yooz and Ramp are two AP and spend management solutions. But Yooz has stronger invoice capture and processing features than Ramp.

It promotes its “Lean Financial Operations™” framework, aimed at cutting inefficiencies, reducing fraud, and scaling finance without extra headcount.

With more than 7,000 customers and extensive ERP integrations, Yooz emphasizes fast deployment and flexibility.

Yooz’s features include:

• Omnichannel invoice capture: Accepts invoices via email, portal, EDI, or mobile, applying AI to extract, code, and validate data in real time.
• Fraud protection: AI-powered tools for fake invoice detection, atypical amount alerts, IBAN/account verification, and secure user authentication.
• Dynamic workflows & routing: Configurable rules for requisitioning, PO matching, approvals, and exception handling, adaptable to industry-specific needs.
• Automated payments: Includes ACH, virtual cards with cashback, and vendor statement reconciliation for full payment automation.
• Analytics & reporting: Real-time dashboards, audit trails, and budget tracking to improve visibility and compliance.
• ERP integrations: Connects to QuickBooks, Sage, Microsoft Dynamics, NetSuite, Acumatica, and industry-specific ERPs like CDK, Tekion, and Karmak.

Why Yooz is a good alternative to Ramp

Yooz is designed for mid-market companies that want AP automation that’s quick to deploy and easy to manage.

Compared to Ramp’s spend-first model, Yooz focuses on invoice capture, processing, and fraud detection. This helps finance teams handle higher invoice volumes efficiently without adding unnecessary complexity.

What to be aware of

Many users report that Yooz’s ERP integrations are limited or unreliable, forcing finance teams to spend extra time manually updating records and reconciling data.

Stand out feature — Lean Financial Operations™

Yooz’s defining feature is its Lean Financial Operations™ framework, which extends beyond invoice automation to embed efficiency and risk management into every stage of the financial workflow.

It layers fraud detection, payment automation, and flexible workflows into one model, helping companies process invoices faster, lower fraud risk, and scale operations without adding staff.

9. Sage Intacct

In-depth financial management for growing companies

Sage Intacct is a cloud-based financial management platform for organizations that have outgrown entry-level accounting tools and want a built-in ERP that can scale with their business.

It is built for finance teams managing complex, multi-entity structures, consolidations, and real-time reporting, with a focus on giving CFOs and controllers instant visibility and automation without constant IT support.

Sage Intacct’s key features include:

• AI data extraction: Use Sage AI to extract details from invoices by uploading or emailing it.
• Reconciliation simplified: Auto-match against information drafted by AI to save you time and hassle, simplifying month-end.
• Customizable dashboards & reports: Build role-specific dashboards and slice data any way you need, without IT support to view data in real-time.
• Automated workflows: Handle recurring journal entries, approvals, and billing automatically, reducing manual work.
• Strong core GL & compliance controls: Role-based access, audit trails, and approvals keep finances secure and audit-ready.
• Cloud-native scalability: Add entities, users, or geographies seamlessly, with integrations into payroll, CRM, and business apps.

Why Sage Intacct is a good alternative to Ramp

Companies often move to Sage Intacct after outgrowing Ramp’s spend-focused platform. Intacct is widely used by mid-market businesses and nonprofits for consolidations, grant management, and project tracking.

For finance teams struggling with multi-entity structures or needing stronger risk management and visibility, Sage Intacct provides a more robust financial management suite.

What to be aware of

Sage Intacct does have a significant learning curve. Custom reporting can take time to master, and some users note slow payment processes and mixed support experiences.

Stand out feature — Risk management

Sage Intacct’s compliance and dashboard features give finance teams real-time visibility into spending against budgets.

With built-in internal controls, budgets are automatically enforced, lowering overspend risk. It’s less about last-minute corrections and more about steady, predictable financial control.

10. Medius

Effective AI-driven AP automation

Medius is a full AP automation platform designed for companies who need multi-ERP setups. It covers invoice capture, PO matching, approvals, payments, and supplier communication, with AI features that reduce manual effort and keep processes moving efficiently.

Its AI features, Medius Copilot and Supplier Conversations help finance teams handle both invoice processing and routine supplier and approver questions.

Medius’ key features include:

• AI invoice capture & touchless processing: Extracts and validates invoice data, applies coding, and matches against POs and receipts.
• Workflow automation: Customizable rules for routing, approvals, and exception handling ensure invoices are processed quickly while maintaining compliance.
• Payments & fraud detection: Built-in payment automation coupled with fraud and anomaly detection reduces the risk of duplicate or irregular payments.
• ERP connectors: Pre-built integrations with SAP, Microsoft Dynamics, NetSuite, Oracle, Infor, and other ERPs reduce implementation complexity and accelerate time to value.
• Analytics & spend visibility: Real-time dashboards and KPIs highlight liabilities, cycle times, and bottlenecks to give finance leaders clear oversight.
• AI assistants: Medius Copilot helps approvers by answering contextual questions, while Supplier Conversations automatically replies to common supplier queries about invoice and payment status.
• Global compliance support: Handles multiple currencies and evolving e-invoicing and tax mandates across countries, supporting organizations with international operations.

Why Medius is a good alternative to Ramp

Medius delivers modern automation without the heavy IT lift. Its AI tools extend beyond core AP, helping finance teams deal with supplier queries and repetitive tasks that can become repetitive and time-consuming.

If you’ve outgrown Ramp, and want to manage high invoice volumes, Medius can help you with its managed ERP connectors and onboarding support.

Customers highlight implementation help as a strength, which reduces rollout risks. Finance leaders also like the real-time dashboards for tracking invoices and bottlenecks.

What to be aware of

Many reviews are over 2 years old so it is hard to know if issues have been fixed and how Medius is currently performing.

But available reviews say that reports can’t be customized and that you can’t see what has been changed in workflows or invoice processes, which is an issue during audits.

Stand out feature — Automated invoice processing

Medius aims for “touchless” processing, whereby invoices are captured, matched, routed, and approved with minimal human input.

AI assistants provide context to approvers and manage routine supplier emails, such as payment inquiries. This streamlines communication and accelerates approval cycles.

The result is a platform that speeds up the technical processing of invoices and reduces the human friction around AP, leading to faster cycle times, fewer exceptions, and stronger supplier relationships.

Choosing your Ramp alternative

The best Ramp alternative depends on your company’s size, priorities, and how much depth you need in AP.

If global vendor payments and tax compliance are your biggest challenges, Tipalti is a strong fit.

If collaboration and adoption outside finance are key, Stampli stands out with its people-first design.

AvidXchange is a good option when supplier payments and visibility are top priorities, while MineralTree offers flexible payment execution with virtual card rebates.

Basware is built for multinationals needing compliance across 175+ countries, and Sage Intacct suits organizations ready to integrate AP with a broader ERP suite.

But for mid-market, multi-entity companies that need both flexibility and depth, Rillion is the most complete Ramp alternative. It combines intelligent invoice capture, 3-way PO matching, customizable approval workflows, and secure payment automation — all backed by seamless ERP integrations and Riley, the AI assistant.

Rillion delivers the automation power your finance team needs in a platform that’s intuitive, scalable, and built to make AP easier, not harder.

Book your free demo today to see how Rillion can transform your AP.