AI is widely used, but trust lags behind
8 in 10 CFOs actively use AI in their work but only 1 in 5 has high confidence in AI for decision-making.
Rillion Finance Labs
The Nordic Finance AI Report 2026
An annual study of 250 Nordic CFOs and finance leaders on AI, automation, trust, and the future of the finance function.
Insights from the report
Automation is far from frictionless
72% report that manual corrections after invoice interpretation remain a challenge, despite it being the area where organizations have invested most heavily in AI and automation.
Skills gaps are holding back progress
1 in 4 cite a lack of internal AI expertise as the biggest barrier to greater AI adoption.
Denmark leads the AI race while Sweden worries most
Denmark has made the most progress in AI adoption within the finance function, with nearly half using the technology broadly. In Finland the figure is 37% and in Sweden 34% — while more than half of Swedish CFOs believe AI will have a negative impact on the finance function.
Expectations outpace maturity
Nearly 8 in 10 CFOs believe AI will significantly transform the finance function within three years. At the same time, many organizations continue to struggle with manual corrections, skills shortages, and low confidence in AI for more business-critical processes.
What the report covers
The Nordic Finance AI Report 2026 gives you insights into:
- How CFOs and finance leaders use AI today
- Where trust in AI still falls short
- Why manual work persists despite automation
- How AI is changing skill requirements in the finance function
- Which areas organizations are investing in most
- What sets organizations that succeed with AI apart from those that stall
- Differences between Sweden, Denmark, and Finland
- Interviews and perspectives from CFOs, entrepreneurs, and AI experts
Contributors to the report
Voices from the report
I see AI as a matter of habit. But it has to be used in the right context. The more times we see it work — without errors — the more trust grows.
Peter Ulander
CFO, SitooIf someone still has to sit in the background fixing things, we haven't achieved automation — we've just created a more expensive way of doing exactly the same thing. Our most important job is to clean up and question why certain steps exist at all, before we even think about putting AI on them.
Maria Stierna
Head of Group Accounting, HemnetImplementing new technology is a bit like buying an advanced instrument and hoping the musicians teach themselves to play it. Skills development has to be just as much of a priority as the technology itself — otherwise you'll never get the value you're paying for.
Shervin Razani
CEO and founder, JurekI believe the next three years will transform the finance function more than the last ten. But that requires us as CFOs to take ownership of the entire transformation — not just the technology. A lot depends on our ability to lead the change.
Emma Falkenberg
CFO, Polar Structure
About the report
The Nordic Finance AI Report 2026 is an annual study from Rillion on AI in the finance function. The report examines how Nordic CFOs and finance leaders use AI, what challenges they face, and how the finance function is evolving alongside increased automation and AI adoption. The survey was conducted in collaboration with Analysesjefene.